When you invest your money, you want to earn the highest return possible. But, investing is an inherently risky activity.

If you absolutely need money within 5 years, prudence dictates that you should dial down the risk a bit with your investments.

But, how can you invest and still earn a return, even if you need the principal back within 5 years?

With that short of a time frame, your investment options are limited. But, there are still some good choices that can earn you more than just keeping your money in cash.

Read more at My Bank Tracker.