All credit cards generally fall into one of two categories: personal and business. Almost all of us carry around multiple personal credit cards from issuers like American Express, Discover, Capital One, Chase, and more. We use them to take advantage of welcome offers, earn cash back and points, and enjoy additional benefits like purchase protection, free checked baggage, and access to airport lounges.

Most of these credit card companies, the ones that we use almost everyday for our personal purchases, also offer business credit cards. Which begs the question, what makes a business credit card different from a personal credit card, and who is actually eligible to have one? While you might think that business credit cards are reserved for well established companies, they are actually a lot more accessible to all of us that earn income outside of our work for an employer.

Read more at Android Central.